Oregon Manufactured Home Retailer Surety Bonds

What is a Manufactured Home Retailer Surety Bond?

Manufactured Home Retailer Surety Bonds are required for individuals and businesses engaged in the sale of mobile homes in a retail market. Manufactured, or mobile, homes are assembled in a factory before being transported to their desired location. Federal law defines these homes as being a minimum of 320 square feet in size and featuring the appropriate chassis and structural components to allow for its transport. These license and permit surety bonds ensure the retailers adherence to all applicable laws and regulations, as well as their faithful service to their customers. They protect customers against fraud, theft and misrepresentation of services related to their purchase of a manufactured home.

Which states require Manufactured Home Retailer Surety Bonds?

Pacific Surety proudly offers Manufactured Home Retailer Surety Bonds in the following states:

If you do not see your state listed, please contact us and our knowledgeable underwriters will assist you.

What is the bond amount for Manufactured Home Retailer Surety Bonds?

Bond amounts for Manufactured Home Retailer Bonds will vary from state to state. Please contact us with specific questions, and our knowledgeable underwriting staff will assist you.

How much does a Manufactured Home Retailer Surety Bond cost?

Pricing for Manufactured Home Retailer Surety Bonds will vary, and your premium will be based on the following factors:

  • State the bond is required in
  • Amount of the bond
  • Term length of the bond
  • Personal credit for anyone with at least a 10% ownership stake in the business

Individuals with good credit can expect to pay between 1%-5% of the bond amount. Qualified applicants could pay as little as $100 annually for a $10,000 Manufactured Home Retailer Surety Bond. To find out how much your bond is going to cost, please complete our online application for your free, no obligation price quote.

Can I get a Manufactured Home Retailer Surety Bond with bad credit?

Pacific Surety offers a wide range of approvals, regardless of credit, for Manufactured Home Retailer Surety Bonds. With our strong surety relationships, we have the ability to approve 99% of applicants, regardless of how bad their credit is. Our knowledgeable underwriting staff will work with you to ensure you receive the lowest possible pricing for your bond. Applicants with substandard credit can expect to pay 5%-10% of the bond amount in premium. To see what rate you will qualify for, please complete our online application for your free, no obligation price quote.

How do I purchase a Manufactured Home Retailer Surety Bond?

The first step is to complete our quick online application for your free, no obligation bond quote. Submission takes only five minutes, and our underwriting staff will be in contact with you within a couple of hours with pricing. If you prefer to speak with our knowledgeable staff, please call 1-866-722-7873 and one of our Underwriters will assist you in applying for your bond.

After you receive approval, you must sign an indemnity agreement with the surety and provide payment for your bond premium. In most cases, we can issue bonds the same day we receive your signed documents and payment.

Who does a does a Manufactured Home Retailer Surety Bond protect?

These license and permit surety bonds ensure the retailers adherence to all applicable laws and regulations, as well as their faithful service to their customers. They protect customers against fraud, theft and misrepresentation of services related to their purchase of a manufactured home. Should fraud or misrepresentation occur, a claim can be filed on the bond. If the claim is valid, the surety will pay up to the penal sum of the bond to resolve the claim. You are then required to reimburse the surety for all monies paid out, including any attorney fees incurred by the surety in the defense of the claim.

Claims can be detrimental to your business. Not only do they cause financial harm, they make it very difficult, if not impossible, to get bonded again.

Pacific Surety proudly offers Manufactured Home Retailer Surety Bonds in the following states:

Please select a state

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