The Office of Manufactured Housing Programs, along with the US Department of Housing and Urban Development (HUD), oversees the Model Manufactured Home Installation Standards Program in HUD-administered states. The licensing requirements of HUD to obtain an installer license include 4 hours of regulations and 8 hours of installation training courses. All information pertaining to installer licensing can be found in 24 CFR Part 3286, Subpart C. In addition to the training courses, the Installer must meet at least one of the following prerequisites:
- 1,800 hours of experience in installing manufactured homes
- 3,600 hours as a supervisor in the building construction industry
- 1,800 hours as an active manufactured home installation inspector
- Completion of a one-year college educational program in a construction-related field
- A combination of experience and education that equals 3,600 hours of the above
The licensing process includes the posting a surety bond and maintenance of adequate insurance coverage, or a combination of the two. This surety bond guarantees the installer will follow the guidelines set in place by HUD. If an installer chooses to have bond-only coverage, the bond must be sufficient to replace the home. The minimum amount of coverage is $100,000. An alternate option to reduce the bond amount and, in turn, the overall cost, would be to obtain a $10,000 surety bond along with a $250,000 (minimum) general liability insurance policy. Regardless of the option, we will be happy to assist with issuing the surety bond at the lowest rate possible. Once our simple application has been completed, we can have pricing to you within hours. If you have any specific questions, please contact our knowledgeable underwriting staff.