Prime contractors (those working directly with the owner) looking to perform residential remodeling are required to obtain a Home Improvement license for the Board of Licensing Contractors. The following counties have adopted this requirement: Bradley, Davidson, Haywood, Hamilton, Knox, Marion, Robertson, Rutherford and Shelby. Employees of a contractor are exempt from the license, as well as residential homeowners performing their own work. Part of the license application process includes submitting a $10,000 surety bond, as outlined under Public Chapter 460, Title 62, chapter 6, Section 506 of Tennessee Code Annotated. The surety bond acts a protection in the event the contractor violates the terms of the contract.
Pacific Surety offers industry low rates and can obtain approvals for almost all credit situations. Once our simple application has been completed, we can have pricing to you within hours. If you have any specific questions, please contact our knowledgeable underwriting staff.