Michigan Contractor License Bonds

Why do I need a Michigan Contractor License Surety Bond?

Unlike other states, Michigan does not have a requirement for contractors to have a Contractor License Surety Bond. However, a number of cities and municipalities in Michigan do require contractors to submit a surety bond to conduct business.

Prior to bonding, applicants should contact the city and/or government entity in charge of licensing and registration for their classification for specific information regarding bond amounts.

How do Michigan Contractor License Surety Bonds work?

Michigan Contractor License Surety Bonds protect consumers against damages resulting from defective construction or other license violations by the contractor, and guarantees the contractor’s compliance with the conditions of any written contract or written warranty.

If an individual is harmed by the actions of the contractor, they may file a claim with the surety company for relief. If the claim is valid, the surety will pay up to the penal sum of the bond to resolve the claim. The contractor is then required to reimburse the surety for all monies paid out, including any attorney fees incurred by the surety in the defense of the contractor.

How much does a Michigan Contractor License Surety Bond cost?

Pricing for Michigan Contractor License Surety Bonds vary and are based on a number of different factors, including the type of bond, bond penalty amount, term length and personal credit of the applicant. It typically takes just a few hours from quote to issuance of the bond, and we have the ability to beat any competitors pricing.

If you have any specific questions, please feel free to contact our knowledgeable underwriting staff.

How do I get a Michigan Contractor License Surety Bond?

The first step is to complete our quick online application for your free, no obligation bond quote. Submission takes only five minutes, and our underwriting staff will be in contact with you within a couple of hours with pricing. If you prefer to speak with our knowledgeable staff, please call 1-866-722-7837 and one of our Underwriters will assist you in applying for your bond.

After you receive approval, you must sign an indemnity agreement with the surety and provide payment for your bond premium. In most cases, we can issue bonds the same day we receive your signed documents and payment.


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Contractor License Bonds – Michigan